Dutchess County Executive William R. Steinhaus announced today the availability of Dutchess County funds to assist senior citizens complete minor to moderate rehabilitation on their homes. Funding is provided by Dutchess County’s Community Development Block Grant Program (CDBG).
County Executive Steinhaus said, "This program provides zero percent loans and deferred payment loans, up to $15,000, to income eligible senior citizens. Loans are repaid through a monthly payment while deferred payment loans have no monthly payment and are forgiven if the homeowner remains in the property for 10 years.” The type of assistance to be provided is determined by staff at the Dutchess County Planning Department based on guidelines assessing the percentage of income a household spends on its total housing expenses.
Eligible repairs include minor to moderate rehabilitation necessary to alleviate building code violations. The focus of the program is repairs to "major systems" such as: roofs, furnaces, decks/porches, structural problems, septics, handicapped accessibility, electrical, and plumbing. Properties with necessary repairs that substantially exceed $15,000 will not be eligible for assistance.
Eligible applicants must be 62 years of age or older and their household income must be below the following maximums:
Family Size Income Limits
Applicants must be the sole owner of the property to be rehabilitated and it must be their principal residence. Eligible properties may be located in any Dutchess County municipality except the City of Poughkeepsie, which has its own CDBG allocation and program, and the Town of Fishkill and Village of Tivoli, which have chosen not to join the program.
Guidelines and applications are available by contacting Anne Saylor, Housing Coordinator, at the Dutchess County Department of Planning and Development, 27 High Street, Poughkeepsie, NY 12601 at (845) 486-3600 or at the County’s website under the Planning Department.